Privacy Policy

Information We Collect

When you visit Wisdomzethorythune or use our budgeting services, we collect information that you provide directly to us. This includes your name, email address, phone number, and financial information you choose to share when setting up your budget profiles.

We also automatically collect certain technical information when you visit our website, including your IP address, browser type, operating system, and pages you visit. This helps us understand how people use our platform and where we can make improvements.

How We Use Your Information

Your personal information helps us deliver personalized budgeting advice and improve our services. We use your data to create customized budget recommendations, send you relevant financial tips, and provide customer support when you need it.

We don't use your information for advertising purposes or sell it to third-party marketers. Everything we do with your data is focused on helping you achieve better financial health.

Information Sharing and Disclosure

We keep your personal information private and secure. We don't sell, rent, or trade your personal data to third parties for their marketing purposes. However, there are specific circumstances where we may need to share limited information.

We may share your information with trusted service providers who help us operate our platform, such as cloud storage providers or payment processors. These partners are contractually required to protect your information and use it only for the services they provide to us.

We may also disclose your information if required by law, such as responding to a court order or government request, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Data Security and Protection

Protecting your financial information is our top priority. We use industry-standard security measures including encryption, secure servers, and regular security audits to safeguard your personal data.

All sensitive information is encrypted both in transit and at rest. We regularly update our security protocols and train our staff on data protection best practices. While we take every reasonable precaution, no system is completely secure, and we encourage you to protect your account credentials.

Your Rights and Choices

You have several rights regarding your personal information. You can access, update, or delete your account information at any time through your user dashboard or by contacting our support team.

You can opt out of receiving marketing emails from us, though we may still send you important account-related notifications. You also have the right to request a copy of all personal information we have about you.

Data Retention

We retain your personal information for as long as your account is active or as needed to provide our services. When you delete your account, we remove your personal information within 30 days, though some information may be retained longer for legal or security purposes.

Anonymous usage data may be retained indefinitely to help us improve our services, but this data cannot be linked back to your identity. Financial data is typically purged within 90 days of account deletion unless required to be retained by law.

Cookies and Tracking

Our website uses cookies to enhance your browsing experience and remember your preferences. These small files are stored on your device and help us provide personalized content and analyze website performance.

You can control cookie settings through your browser preferences. Disabling cookies may affect some functionality of our website, but you can still access most of our services without them.

International Data Transfers

As an Australian company, we primarily store and process data within Australia. However, some of our service providers may be located in other countries with adequate data protection laws. When we transfer data internationally, we ensure appropriate safeguards are in place.

We comply with Australian Privacy Principles and ensure that any international transfers meet strict security and privacy standards equivalent to those required in Australia.

Children's Privacy

Our services are designed for adults and we don't knowingly collect personal information from children under 13. If we discover that we've collected information from a child under 13, we'll delete it promptly. Parents who believe their child has provided us with personal information should contact us immediately.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you via email or through a prominent notice on our website.

We encourage you to review this policy periodically to stay informed about how we protect your information. The date at the bottom of this policy indicates when it was last updated.